Plans

Billing period
  • Found

    Business banking with free built-in bookkeeping, contractor payments, invoicing, and tax tools

    $0/mo

    No monthly subscription fee²

    $0/mo

    No monthly subscription fee²

    Get started for free

    Key features:

    • Business banking with a Mastercard debit card³ and up to 20 sub-accounts
    • Team debit cards with spending controls
    • Real-time tax estimates and save as you go
    • Connect external bank and credit card accounts
    • Organize your books with rules, tags, and custom categories
    • Pay contractors, collect W-9s, e-file 1099s
    • Send unlimited invoices
    View all features
  • Found Plus

    1.50% APY (variable) on balances up to $20k⁴, business credit building, and priority support

    $35/mo

    Billed monthly

    $26.25/mo

    Billed annually at $315/yr

    Start 30-day free trial⁵

    All the features of Found, and:

    • Banking
    • Build business credit with your subscription payments⁶
    • 1.50% APY (variable) on balances up to $20,000
    • Mail checks for free
    • Discounted wire transfers ($12/wire)⁷
    • Taxes
    • Federal tax payments for Schedule C filers
    • Support
    • Priority phone support
    View all features
  • Found Pro

    2.50% APY (variable)⁴ & 1% cash back⁸ — with an exclusive metal card and dedicated account management

    $80/mo

    Billed monthly

    $60/mo

    Billed annually at $720/yr

    Start 30-day free trial⁵

    All the features of Found Plus, and:

    • Banking
    • 2.50% APY (variable) on all balances, no cap
    • 1% cash back⁸ on eligible card purchases
    • Exclusive metal debit card⁹
    • Discounted wire transfers ($8/wire)⁷
    • Support
    • Dedicated account manager
    View all features

⁴Found Plus subscribers (for $35/month or $315/year) earn 1.50% Annual Percentage Yield (APY) on balances up to $20,000. Found Pro subscribers (for $80/month or $720/year) earn 2.50% APY on all balances, with no cap. APY is variable and subject to change.

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Compare plans feature by feature

Banking features by plan
Banking Found $0/mo Found Plus $35/mo; $315/yr Found Pro $80/mo; $720/yr
Business checking account Included Included Included
No hidden fees² or minimum balance Included Included Included
Physical and virtual debit cards Included Included Included
Share team debit cards with spending limits Included Included Included
Up to 20 sub-accounts called Pockets Included Included Included
Send and receive unlimited ACH transfers Included Included Included
Bill pay Included Included Included
Deposit cash and checks¹⁰ Included Included Included
Receive domestic wire transfers Included Included Included
Get paid in-person via Tap to Pay Included Included Included
Send domestic wire transfers⁷ $15/wire $12/wire $8/wire
Mail checks $1/check Free Free
Business credit building⁶ Included Included
Annual Percentage Yield (APY)Variable and subject to change 1.50% on balances up to $20K 2.50% on all balances, no cap
Cash back⁸ 1% on eligible spend
Premium metal card⁹ Included
Bookkeeping features by plan
Bookkeeping Found $0/mo Found Plus $35/mo; $315/yr Found Pro $80/mo; $720/yr
Import transactions from other banks, apps, and cards Included Included Included
Auto-categorize transactions with rules Included Included Included
Receipt scanning and matching Included Included Included
Organize your books with custom tags and categories Included Included Included
Split transactions and chart of accounts Included Included Included
Profit and loss, income, and expense reports Included Included Included
Collaborate with your accountant in the app Included Included Included
Taxes features by plan
Taxes Found $0/mo Found Plus $35/mo; $315/yr Found Pro $80/mo; $720/yr
Find tax write-offs automatically Included Included Included
Automatically save for taxes in Taxes Pocket Included Included Included
Real-time tax estimates Included Included Included
Mileage and home office deduction tracking Included Included Included
Generate Schedule C and 1120/1120-S forms Included Included Included
In-app quarterly federal tax payments¹¹ Included Included
Invoices features by plan
Invoices Found $0/mo Found Plus $35/mo; $315/yr Found Pro $80/mo; $720/yr
Create and send unlimited invoices Included Included Included
Scheduled and recurring invoices Included Included Included
Automatic invoice reminders Included Included Included
Estimates and payment requests Included Included Included
Invoice templates Included Included Included
Contractor payments features by plan
Contractor payments Found $0/mo Found Plus $35/mo; $315/yr Found Pro $80/mo; $720/yr
No per-contractor fees Included Included Included
Pay contractors by ACH, wire, check, text, or email Included Included Included
Instant payments to other Found accounts Included Included Included
Request W-9s and send automated reminders Included Included Included
Generate and e-file 1099 NECs Included Included Included
Support features by plan
Support Found $0/mo Found Plus $35/mo; $315/yr Found Pro $80/mo; $720/yr
24/7 virtual assistance via Found Assistant Included Included Included
Real human support via phone and email Included Included Included
Priority phone support Included Included
Dedicated account manager Included

My business has grown more than 5x in the past year alone.

Using Found Plus saves me $500+ each month in bookkeeping and tax prep costs. That’s money I can immediately put back into growing my business and serving more clients.

Cub Larkin, Inclusive Therapy Group

Frequently Asked Questions

What is Found Plus and who is it for?

Found Plus gives you everything within Found's standard plan, plus 1.50% APY on balances up to $20,000, business credit building⁶, in-app quarterly federal tax payments, free mailed checks, discounted domestic wires, and priority customer support. It is great for customers who want to earn interest on their balance, build business credit, make quarterly tax payments in-app, and/or receive priority customer support. It's an optional paid product, available for $35/month or $315/year; other fees, such as transactional fees for wires, instant transfers, and ATM may apply.

What is Found Pro and who is it for?

Found Pro gives you everything in Found Plus, along with premium banking benefits like 2.50% APY on all balances and 1% cash back⁸ on eligible card purchases. It is great for businesses that want to maximize rewards and receive white-glove service through a dedicated account manager. It's an optional paid product, available for $80/month or $720/year.

Can I try Found Plus and Found Pro for free?

Yes. You can try Found Plus and Found Pro free for 30 days⁵ with no commitment — cancel anytime during your trial. After the trial ends, the subscription cost will be automatically deducted from your Found balance.

Are Found's standard features still free?

Yes. All of Found's standard features are still free and available with a Found account, no matter which plan you choose.

Are Found's bookkeeping tools free?

Yes. Every Found plan includes unlimited category rules for tracking income and expenses, unlimited custom categories and tags for sorting and filtering, and the ability to connect other accounts and import their transactions. You can also download all of your bookkeeping data at any time, including the categories, notes and receipt information associated with your transactions.

Can I track payment app (Venmo, PayPal) transactions in my Found account?

Yes. On every Found plan you can connect other accounts and import transactions into Found for easy tracking and bookkeeping.

Does Found have monthly fees or a minimum balance?

Found has no monthly account maintenance fees and no required minimum balance.¹² Some services have fees, such as outgoing wires and cash deposits, and a $10 dormancy fee applies if your account is dormant for 12 consecutive months. Read the Found Fee Schedule

What fees does Found charge?

Besides the optional Found Plus ($35/month or $315/year) and Found Pro ($80/month or $720/year) plans, Found charges 1.75% for an Instant Payment ($0.50 minimum, $50 maximum), 1% for an Express transfer ($0.50 minimum, $25 maximum), $2 per cash deposit, $15 per outgoing wire ($12 on Found Plus, $8 on Found Pro),⁷ $1 per mailed check (free on Found Plus and Found Pro) and $10 if your account is dormant for 12 consecutive months. There's no fee to receive an Instant Payment into your Found account. Read the Found Fee Schedule

Does Found charge ATM fees?

Found does not charge ATM fees, but some ATM operators may add their own fee. You can withdraw up to $550 a day at ATMs that accept Mastercard³.

Will I earn interest on my account balance?

Yes. With Found Plus you get 1.50% APY on balances up to $20,000, and with Found Pro you get 2.50% APY on all balances with no cap.

What is priority customer support?

With Found Plus' priority customer support¹³ you'll get shorter wait times, so you can speak with a live customer service agent when you need help.

What is a dedicated account manager?

With Found Pro's dedicated account manager¹³ you'll have a dedicated person you can contact for questions on how to get the most out of your account.

See all frequently asked questions