Found, right-sized for your business
Calculate your annual value from FoundPlans
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Found
Business banking with free built-in bookkeeping, contractor payments, invoicing, and tax tools
$0/mo
No monthly subscription fee²
Get started for free$0/mo
No monthly subscription fee²
Key features:
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Business banking with a Mastercard debit card³ and up to 20 sub-accounts
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Team debit cards with spending controls
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Real-time tax estimates and save as you go
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Connect external bank and credit card accounts
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Organize your books with rules, tags, and custom categories
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Pay contractors, collect W-9s, e-file 1099s
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Send unlimited invoices
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Found Plus
1.50% APY (variable) on balances up to $20k⁴, business credit building, and priority support
$35/mo
Billed monthly
Start 30-day free trial⁵$26.25/mo
Billed annually at $315/yr
All the features of Found, and:
- Banking
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Build business credit with your subscription payments⁶
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1.50% APY (variable) on balances up to $20,000
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Mail checks for free
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Discounted wire transfers ($12/wire)⁷
- Taxes
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Federal tax payments for Schedule C filers
- Support
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Priority phone support
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Found Pro
2.50% APY (variable)⁴ & 1% cash back⁸ — with an exclusive metal card and dedicated account management
$80/mo
Billed monthly
Start 30-day free trial⁵$60/mo
Billed annually at $720/yr
All the features of Found Plus, and:
- Banking
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2.50% APY (variable) on all balances, no cap
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1% cash back⁸ on eligible card purchases
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Exclusive metal debit card⁹
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Discounted wire transfers ($8/wire)⁷
- Support
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Dedicated account manager
⁴Found Plus subscribers (for $35/month or $315/year) earn 1.50% Annual Percentage Yield (APY) on balances up to $20,000. Found Pro subscribers (for $80/month or $720/year) earn 2.50% APY on all balances, with no cap. APY is variable and subject to change.
Compare plans feature by feature
| Banking | Found $0/mo | Found Plus $35/mo; $315/yr | Found Pro $80/mo; $720/yr |
|---|---|---|---|
| Business checking account | | | |
| No hidden fees² or minimum balance | | | |
| Physical and virtual debit cards | | | |
| Share team debit cards with spending limits | | | |
| Up to 20 sub-accounts called Pockets | | | |
| Send and receive unlimited ACH transfers | | | |
| Bill pay | | | |
| Deposit cash and checks¹⁰ | | | |
| Receive domestic wire transfers | | | |
| Get paid in-person via Tap to Pay | | | |
| Send domestic wire transfers⁷ | $15/wire | $12/wire | $8/wire |
| Mail checks | $1/check | Free | Free |
| Business credit building⁶ | | | |
| Annual Percentage Yield (APY)Variable and subject to change | 1.50% on balances up to $20K | 2.50% on all balances, no cap | |
| Cash back⁸ | 1% on eligible spend | ||
| Premium metal card⁹ | |
| Bookkeeping | Found $0/mo | Found Plus $35/mo; $315/yr | Found Pro $80/mo; $720/yr |
|---|---|---|---|
| Import transactions from other banks, apps, and cards | | | |
| Auto-categorize transactions with rules | | | |
| Receipt scanning and matching | | | |
| Organize your books with custom tags and categories | | | |
| Split transactions and chart of accounts | | | |
| Profit and loss, income, and expense reports | | | |
| Collaborate with your accountant in the app | | | |
| Taxes | Found $0/mo | Found Plus $35/mo; $315/yr | Found Pro $80/mo; $720/yr |
|---|---|---|---|
| Find tax write-offs automatically | | | |
| Automatically save for taxes in Taxes Pocket | | | |
| Real-time tax estimates | | | |
| Mileage and home office deduction tracking | | | |
| Generate Schedule C and 1120/1120-S forms | | | |
| In-app quarterly federal tax payments¹¹ | | |
| Invoices | Found $0/mo | Found Plus $35/mo; $315/yr | Found Pro $80/mo; $720/yr |
|---|---|---|---|
| Create and send unlimited invoices | | | |
| Scheduled and recurring invoices | | | |
| Automatic invoice reminders | | | |
| Estimates and payment requests | | | |
| Invoice templates | | | |
| Contractor payments | Found $0/mo | Found Plus $35/mo; $315/yr | Found Pro $80/mo; $720/yr |
|---|---|---|---|
| No per-contractor fees | | | |
| Pay contractors by ACH, wire, check, text, or email | | | |
| Instant payments to other Found accounts | | | |
| Request W-9s and send automated reminders | | | |
| Generate and e-file 1099 NECs | | | |
| Support | Found $0/mo | Found Plus $35/mo; $315/yr | Found Pro $80/mo; $720/yr |
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| 24/7 virtual assistance via Found Assistant | | | |
| Real human support via phone and email | | | |
| Priority phone support | | | |
| Dedicated account manager | |
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My business has grown more than 5x in the past year alone.
Using Found Plus saves me $500+ each month in bookkeeping and tax prep costs. That’s money I can immediately put back into growing my business and serving more clients.
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Frequently Asked Questions
What is Found Plus and who is it for?
Found Plus gives you everything within Found's standard plan, plus 1.50% APY on balances up to $20,000, business credit building⁶, in-app quarterly federal tax payments, free mailed checks, discounted domestic wires, and priority customer support. It is great for customers who want to earn interest on their balance, build business credit, make quarterly tax payments in-app, and/or receive priority customer support. It's an optional paid product, available for $35/month or $315/year; other fees, such as transactional fees for wires, instant transfers, and ATM may apply.
What is Found Pro and who is it for?
Found Pro gives you everything in Found Plus, along with premium banking benefits like 2.50% APY on all balances and 1% cash back⁸ on eligible card purchases. It is great for businesses that want to maximize rewards and receive white-glove service through a dedicated account manager. It's an optional paid product, available for $80/month or $720/year.
Can I try Found Plus and Found Pro for free?
Yes. You can try Found Plus and Found Pro free for 30 days⁵ with no commitment — cancel anytime during your trial. After the trial ends, the subscription cost will be automatically deducted from your Found balance.
Are Found's standard features still free?
Yes. All of Found's standard features are still free and available with a Found account, no matter which plan you choose.
Are Found's bookkeeping tools free?
Yes. Every Found plan includes unlimited category rules for tracking income and expenses, unlimited custom categories and tags for sorting and filtering, and the ability to connect other accounts and import their transactions. You can also download all of your bookkeeping data at any time, including the categories, notes and receipt information associated with your transactions.
Can I track payment app (Venmo, PayPal) transactions in my Found account?
Yes. On every Found plan you can connect other accounts and import transactions into Found for easy tracking and bookkeeping.
Does Found have monthly fees or a minimum balance?
Found has no monthly account maintenance fees and no required minimum balance.¹² Some services have fees, such as outgoing wires and cash deposits, and a $10 dormancy fee applies if your account is dormant for 12 consecutive months. Read the Found Fee Schedule
What fees does Found charge?
Besides the optional Found Plus ($35/month or $315/year) and Found Pro ($80/month or $720/year) plans, Found charges 1.75% for an Instant Payment ($0.50 minimum, $50 maximum), 1% for an Express transfer ($0.50 minimum, $25 maximum), $2 per cash deposit, $15 per outgoing wire ($12 on Found Plus, $8 on Found Pro),⁷ $1 per mailed check (free on Found Plus and Found Pro) and $10 if your account is dormant for 12 consecutive months. There's no fee to receive an Instant Payment into your Found account. Read the Found Fee Schedule
Does Found charge ATM fees?
Found does not charge ATM fees, but some ATM operators may add their own fee. You can withdraw up to $550 a day at ATMs that accept Mastercard³.
Will I earn interest on my account balance?
Yes. With Found Plus you get 1.50% APY on balances up to $20,000, and with Found Pro you get 2.50% APY on all balances with no cap.
What is priority customer support?
With Found Plus' priority customer support¹³ you'll get shorter wait times, so you can speak with a live customer service agent when you need help.
What is a dedicated account manager?
With Found Pro's dedicated account manager¹³ you'll have a dedicated person you can contact for questions on how to get the most out of your account.
Sign up in as little as 5 minutes.
- Easy sign up
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No credit check
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No minimum balance
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No maintenance fees
Scan to download the Found app.
Found is available on iOS, Android, and desktop.